Up to a third of your net salary
Up to Ksh. 300,000
Up to 3 Months
9.5% per month
Within 2 Hours
Fill in the online application form.
We will determine how much you qualify for.
Sign the loan agreement.
We will send the loan funds directly to your Mpesa.
Fill and submit the appropriate form below and we will reach out to you asap!
Any Kenyan individual above 18 years who is employed and earns a regular salary. All personal and payment information provided in the application must belong to you.
You can borrow a minimum of Ksh. 10,000 and a maximum of Ksh. 300,000.
We charge 9.5% flat rate monthly interest.
Yes we charge a processing fee that is deducted upfront.
Yes, we check your CRB information. This helps us to understand your current financial commitments and how you have serviced other loans in the past. It also means that if you default on your loan with us, we have the duty to negatively list you on CRB which may impact your eligibility for other financial products with other lenders.
No you do not need a guarantor.
No we do not contact your employer.
You do not need to provide cheques for repayment. However, depending on your risk profile we may require that you provide either cheques or a standing order for repayment purposes.
As a responsible lender, we take adequate care in all phases of our credit process to determine that our clients have the capacity to repay without becoming over-indebted. Unfortunately this may also mean that sometimes you will only qualify for a smaller loan than you expected.
Yes we will. We value transparency. As a responsible lender, we will disclose all the information regarding your loan to you and send a loan agreement containing all loan details plus the repayment schedule to your email before activating your loan. We will only proceed once you are ok with all the terms and conditions and with your express consent.
Yes you can apply for a top-up loan after paying at least one installment.
If you have successfully paid off one loan with Pivot Finance, the next time you apply you may enjoy higher loan limits and lower interest rates.
Mpesa Paybill Number:
Account Number: Your National ID Number
Seamless Online Application: Apply conveniently online without submitting physical documents.
Minimal Documentation: Apply easily with only the essential paperwork required.
Fast Processing: Enjoy quick and hassle-free loan approvals.
Convenient Digital Agreements: Sign your loan agreement online, anytime, anywhere
Professional Service: Experience courteous and dedicated support from our team.
No Guarantors Needed: Access loans independently without the need for guarantors.
Timely Repayment Reminders: Stay informed and plan your finances with regular SMS and email upcoming repayment reminders.
Respectful Collections: No debt-shaming—if challenges arise, we work with you to create a manageable repayment plan.
Privacy: Your data will only be used in accordance with our Privacy Policy. We will not contact your employer before disbursing your loan.
You can call/whatsapp us on 0798 036 795 or email us on info@lendallc.com and we will get back to you as soon as possible.
